![]() And on top of allowing app downloads and APK installs from our own servers, the Uptodown application also detects XAPK files with additional OBB data. In fact, you don't even need a Google Play account. Plus, you don't need to go through any sign-up processes or subscriptions here. Uptodown is a totally open app store without any regional or country-specific restrictions. Plus, they will get automatic updates as well as the option to roll back to any previous version. With it, users will download apps in APK format quickly and safely. I need some more help.This is the official Uptodown application specifically designed for the Android operating system. If you launch an EA title on Steam or Epic, we’ll provide guidance for installing the EA app (and uninstalling Origin if applicable) to ensure you can access & play your EA games. The EA app is required in order to play EA games on PC. If I play my EA games on Steam or Epic, do I need to download the EA app? Origin for Mac is still the place to access and play your games. Your information (achievements, friends list, cloud data, purchases, in-game hours, & more) carries over when you log in to the EA app. What will happen to my data, purchases, and friends list? ![]() Your EA Account is what you use today to log into Origin - just use the same credentials to log in to the EA app. ![]() If you find any of your games, DLC or other content missing from the EA app, please contact us so we can help resolve the issue. The games you’ve downloaded through Origin should be ready to launch through the EA app. Will I have to re-download my Origin games on the EA app? If you find anything missing from the EA app, please contact us so we can resolve the issue. Will all my games and content transfer to the EA app?īy the time you receive your invite through Origin, all your games, DLC and other content should be ready to launch through the EA app. Once you complete the update process, your games and content will be ready for play. Origin will be uninstalled automatically - this ensures you will not experience any conflicts or errors related to having both clients installed on your PC simultaneously. When you accept the invitation, the EA app download process will begin. I’ve been asked to download the EA app, what should I expect? The EA app is now our primary platform for downloading and launching PC games. Origin for Mac continues to serve our Mac players. The EA app is our latest PC platform and has replaced Origin on PC. What’s the difference between the EA app and Origin? The EA app is available to all players on a (minimum) 64-bit PC system, running Windows 7, 8, 10, and 11. The app provides a streamlined and optimized user interface that gets you into your games faster than ever before. The EA app for Windows is Electronic Arts’ all new, enhanced PC platform, where you can easily play your favorite games. Discover new games & play old favorites Explore a huge, evolving library of titles ranging from indie darlings to triple-A hits. See what your friends are playing, find EA’s newest releases, and add them to your collection within a few clicks. Link your EA Account with your favorite gaming platforms to import friends lists and play together. ![]() So jumping into your game takes less time and fewer clicks. The fast, optimized platform makes it easier than ever to discover, download, and play. The EA app for Windows Powering EA’s next generation of PC gaming Latest Games Coming Soon Free-To-Play EA SPORTS EA Originals Games Library EA app Deals PC PlayStation 5 Xbox Series X Nintendo Switch Mobile Pogo EA Play The EA app Competitive Gaming EA Play Live Playtesting Company EA Studios Careers Our Technology EA Partners News Inside EA Our Commitments Positive Play Inclusion & Diversity Social Impact People & Culture Environment Help Forums Player and Parental Tools Accessibility Press Investors Latest Games Coming Soon Free-To-Play EA SPORTS EA Originals Games Library EA app Deals PC PlayStation 5 Xbox Series X Nintendo Switch Mobile Pogo EA Play The EA app Competitive Gaming EA Play Live Playtesting Company EA Studios Careers Our Technology EA Partners News Inside EA Our Commitments Positive Play Inclusion & Diversity Social Impact People & Culture Environment Help Forums Player and Parental Tools Accessibility Press Investors Download the EA app – Powering next generation of PC gaming - Electronic Arts EA Play FIFA 23 F1™ 22 Madden NFL 23 Apex Legends Battlefield™ 2042 The Sims 4
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![]() ![]() It involved British and other European countries' manufactured goods which were shipped to Africa, then slaves from there to the West Indies and then sugar and other products back to Europe.Īt the same time, Barbary pirates along the North African coast captured thousands of ships. The best-known method of commerce at the time was called the Triangular Trading System. A slave purchased on the African coast for the equivalent of 14 English pounds in bartered goods could sell for 45 pounds in the American market. The continent-changing 16th Century began with Europeans transporting African slaves to the Americas for profit. They even sailed around the Cape of Good Hope. By 1445 they reached the Cape Verde Islands and the coast of Senegal, and the mouth of the River Congo in 1482. The Arabs' reach extended to Zanzibar, which was used as a base for voyages between the Middle East and India.Īs other organized kingdoms were formed in central and southern Africa, the Portuguese began to explore the western coast of Africa. Mogadishu, the now largest city in Somalia, was settled by Arabs who traveled and traded on the east coast of Africa. And like most kingdoms before them on any continent, they were invaded and in the end destroyed. The empire grew rich from the trans-Saharan trade in gold and salt, but then lost its power in the 11th century.Īdditional kingdoms developed across the continent, including those in Benin and Mali.Both became rich by trading in gold, horse salt, and of course, slaves. One of the first kingdoms was Ghana, located in what is now southeastern Mauritania and western Mali. Soon kingdoms emerged in Africa they traded with the Arabs using gold plus a valuable commodity - slaves. The Arabs were Muslims, and most of North Africa converted to Islam Ethiopia was the exception. In 698-700 they invaded Tunis and Carthage and soon controlled all of coastal North Africa. The then-growing Roman Empire continued to expand its influence, and in 30 BC Egypt became a province of Rome Morocco the same in 42 AD.īefore the Middle Ages began, the Roman Empire collapsed and the Arabs quickly took their place on the continent. Meanwhile, the Egyptians continued to spread their culture across Northern Africa, and kingdoms were created in Ethiopia and Sudan. In 814 BC, they founded the city of Carthage in what is now Tunisia in north Africa only to be destroyed by the Romans in 146 BC. The Phoenicians were an enterprising maritime trading culture from Lebanon who spread across the Mediterranean from 1550 BC to 300 BC. In short, the Egyptians left a lasting legacy upon the world.Īround 600 BC the use of metal tools spread across small population bases and farming groups in North Africa, and their use gradually spread south into what is now called South Africa. They also pioneered the building of massive pyramids and temples.Įgyptians also developed mathematics, an innovative system of medicine, irrigation and agricultural production techniques, writing and the first ships. In 3200 BC the Egyptian culture emerged along the lower reaches of the Nile River it was among the earliest civilizations and their tools and weapons were made of bronze. During that time the Sahara Desert was a fertile area. By 5000 BC farming was somewhat common in the northern areas of Africa, as people were growing crops and herding livestock. One of the most important developments of primitive man was the creation of stone tools. There is also clear evidence that they had control of fire, lived in caves, as well as open-air structures of stone and vegetation. The Neanderthals arose some 200,000 years ago and inhabited regions in northern Africa and across parts of southern Europe. They became aggressive hunters, lived in caves and used fire and their ability to create stone tools just to survive. African History African Origin of Modern HumansĪs for Africa, scientists have formerly concluded that it is the birthplace of mankind, as large numbers of human-like fossils (discovered no where else) were found on the continent, some dating back 3.5 million years.Ībout 1.75 million years ago, early man spread throughout parts of Africa. ![]() In general, following the introductory period, an ARM’s interest rate will change once a year. This means your interest rate and monthly payments stay the same over the course of the entire loan.Īn ARM, or adjustable rate mortgage, has an interest rate that will change after an initial fixed-rate period. The first two options, as their name indicates, are fixed-rate loans. In the drop down area, you have the option of selecting a 30-year fixed-rate mortgage, 15-year fixed-rate mortgage or 5/1 ARM. Remember, your actual mortgage rate is based on a number of factors, including your credit score and debt-to-income ratio. If you don’t have an idea of what you’d qualify for, you can always put an estimated rate by using the current rate trends found on our site or on your lender’s mortgage page. Or, you can use the interest rate a potential lender gave you when you went through the pre-approval process or spoke with a mortgage broker. Mortgage Rateįor the mortgage rate box, you can see what you’d qualify for with our mortgage rates comparison tool. Your credit score and income are two additional factors that play a role in determining your mortgage rate and, therefore, your payments over time. Being able to make a sizable down payment improves your chances of qualifying for the best mortgage rates. In general, most homebuyers should aim to have 20% of their desired home price saved before applying for a mortgage. *The payment calculations above do not include property taxes, homeowners insurance and private mortgage insurance (PMI). The table below shows how the size of your down payment will affect your monthly mortgage payment. One common exemption includes, VA loans, which don’t require down payments, and FHA loans often allow as low as a 3% down payment (but do come with a version of mortgage insurance).Īdditionally, some lenders have programs offering mortgages with down payments as low as 3% to 5%. Many mortgage lenders generally expect a 20% down payment for a conventional loan with no private mortgage insurance (PMI). Next, divide by your monthly, pre-tax income. To calculate your DTI, add all your monthly debt payments, such as credit card debt, student loans, alimony or child support, auto loans and projected mortgage payments. Here’s the formula for calculating your DTI:ĭTI = Total Monthly Debt Payments ÷ Gross Monthly Income x 100 The higher the ratio, the less likely it is that you can afford the mortgage. This ratio helps your lender understand your financial capacity to pay your mortgage each month. This rule says that your mortgage payment shouldn’t go over 28% of your monthly pre-tax income and 36% of your total debt. One of the rules you may hear as a homebuyer is the 28/36 rule or the debt-to-income (DTI) rule. Home price, the first input for our calculator, is based on your income, monthly debt payment, credit score and down payment savings. Here’s a breakdown with an explanation of each factor and how it influences your payment. SmartAsset’s mortgage payment calculator considers four factors - your home price, down payment, mortgage interest rate and loan type - to estimate how much you will pay each month. Factors That Determine Your Mortgage Payment The numbers can always be adjusted later.įor a more detailed monthly payment calculation, click the dropdown for “Taxes, Insurance & HOA Fees.” Here, you can fill out the home location, annual property taxes, annual homeowners insurance and monthly HOA or condo fees, if applicable. Don’t worry if you don’t have exact numbers to work with - use your best guess. In the dropdown box, choose your loan term. There are three fields to fill in: home price, down payment and mortgage interest rate. The first step to determining what you’ll pay each month is providing background information about your prospective home and mortgage. N = Number of Monthly Payments for 30-Year Mortgage (30 * 12 = 360, etc.) How SmartAsset's Mortgage Payment Calculator Works P = Principal Amount (initial loan balance) Mortgage Payment Formulaįor those who want to know the math that goes into calculating a mortgage payment, we use the following formula to determine a monthly estimate: To find a financial advisor who serves your area, try our free online matching tool. You can also try our home affordability calculator if you’re not sure how much money you should budget for a new home.Ī financial advisor can aid you in planning for the purchase of a home. You can adjust the home price, down payment and mortgage terms to see how your monthly payment will change. SmartAsset’s mortgage calculator estimates your monthly mortgage payment, including your loan's principal, interest, taxes, homeowners insurance and private mortgage insurance (PMI). ![]() No purple minions make an appearance in the app. It is a very fun game and a good knock off of Temple Run, but until your kids get the hang of it (or can read), you’ll be constantly resetting it for them to play. While the game play is fine for younger kids, there are a lot of menus and buttons that need to be pressed to a) play the game b) play it again after you bonk out. Think of Temple Run, and you’ll understand how this game is to be played. ![]() That said, there were plenty of howls and laughs from the entire audience during the entire film, just be prepared to have a kid on your lap during the climax if they don’t do well with some scary scenes.Īn iOS / Android game has been released along side the movie called Despicable Me: Minion Rush. Zacharie (6 yrs old) got a little spooked, Charlie (3 yrs old) got a lot spooked by the purple minions. Purple hulk-like minions with venomous twitches and murderous growls? Freaky. Not to give too much plot, but it’s a fun spy/love story that ends with many angry purple minions set to take over the world. His unabashed, devoted love for his daughters is a focus of the film and it is very sweet.Įventually Gru gets recruited by the good guys to help find a very bad guy because he used to be a bad guy and knows what bad guys are about. He says he runs a jam and jelly business, but really you could see this guy as a Daddy Blogger. In Despicable Me 2 we find Gru retired from villainry and hosting a birthday party for his girls. Despicable Me 2 Kevin (as an evil minion) attacking Grus house. Concept Art Concept art for a one-eyed evil minion. For the yellow Minions, see this page here. For the sequel, we get what everyone wants: more minions! Purple Minions This page is an image gallery for Evil Minions only. While Gru and the girls were lovable characters in the first flick, the minions were the big hit. Steve Carrell, Kristin Wiig (different character this time), and Russell Brand return as voices in director Chris Melendandri‘s sequel to the original $540M moneymaker. The boys never once got scared or bored watching Despicable Me and we were thrilled to catch a preview this weekend. It is the sequel to Minions (2015), a prequel to Despicable Me (2010), and the fifth entry overall in the Despicable Me franchise. name Of Freedom graven on a heavier chain. It has cuteness (minions and the girls), it has good vs evil ( Gru vs Vector), but it’s not overly mushy or scary. Minions: The Rise of Gru (also known as Minions 2) is a 2022 American animated comedy film produced by Illumination and distributed by Universal Pictures. purple clouds, he, fearing and trembling, yet in hope, cried out, ' And. To be honest, the original is one of my all-time favorite family movies. Zacharie couldn’t pronounce the original title, and we never corrected him. That’s how Despicable Me became Spicabonie. ![]() Usually they grow out of it, sometimes the parents find it really endearing and play along with the mispronounciation creating a family language only you understand. There are certain words some kids have trouble saying. To download this cubeecraft click the links below and save them to your computer.In our house this one is Spicabonie.
![]() If the player wishes to obtain the Ghist journal entry without being cursed, using the camera that always drops from defeating Great Humphead can be taken to the wooden structure at the bottom of 4-2 of Tide Pool that can then be used to kill the Ghist that is guaranteed to spawn there, unlocking the Journal entry.This can be done even if the player is not cursed and cannot see the Ghists. Spelunky 2 How To Reach Eggplant World srsm 64 subscribers Subscribe 181 11K views 1 year ago How to reach the enigmatic Eggplant World. Ghists may be killed if the player flashes them with a Camera or destroys the corpse they are bound to, and will drop a few coins. The standard variety of Ghists do not attack or even interact with other entities under any circumstances. The Tusk Idol would be worth 10,000 in Dwelling, 30,000 in Olmec's Lair, and 60,000 in Neo Babylon for a few examples. At the level after the Mothership, the Moai head will spawn, meaning you can still obtain Hedjet. This is because it is actually worth 10,000 times the world number. Instead, you will be left at 3-4, where you have to enter the Mothership. World 1-2 that lets Mario slide through the wall and. They are passive mobs that float around their origin point, even following it if they are bound to a corpse and it is moved. The Tusk Idol is found in Tide Pool and is worth 40,000. eggplant run would have taken years to complete, but that would vastly underestimate the tenacity and. ![]() A dead caveman with a Ghist is guaranteed to spawn within the wooden structure at the bottom of 4-2 of Tide Pool. Ghists can be found bound to a gravestone in a level with a "The Dead are Restless!" level feeling, the corpse of a recently deceased Hired Hand, or a haunted Caveman corpse found in hidden backlayers. Ghist are normally invisible entities, visible only if a Spelunker is cursed. Ghists visible under the effects of curse in a "The Dead are Restless!" level in Temple of Anubis.Ī hidden backlayer containing the haunted corpse of a Caveman. Ghists are small, rotund, harmless apparitions in Spelunky 2. Added: 3 years, 1 month ago Last Update: 2 years, 11 months ago Average Rating: Downloads Latest Download. By: Tzomby Downloads: 2155 Mod Type: Playable Character Install Code: eggplant-child. For the Ghist Shopkeepers in Dwelling and Eggplant World, visit their page. Eggplang child character sheet, includes every animation with custom rope. Will disappear if the object they are bound to is destroyedįor the much larger threat seen after too much time is spent in levels, see Ghost (2).Will not interact under any circumstances. ![]() Guess what? It also means we can’t guarantee this list will have every pro-level VALO player crosshair code you’ve ever seen… because we’re not demigods.īut we can promise that every crosshair code listed here has been used at pro-level VALORANT play, and will make a helluva great starting point for you to customize your crosshair if nothing else. This means that creating a flawless code library of every top-tier crosshair profile ever used by a pro is practically impossible. Their preferences shift between maps and throughout their career. Just keep in mind, the best VALORANT players change crosshairs a lot. Use these pro codes as they are, tweak them to create your own uniquely perfect crosshair, or study their similarities – how you use this mighty resource is really up to you. That’s what this code library is here to give you – the best of the best. You only have time for the best crosshair codes in VALORANT? The codes that are tried and battle-tested by the elite – pros and streamers who dominate the lofty ranks of Immortal and Radiant? Use your intuition and choose the crosshair that suits you best (and don’t be afraid to tweak the settings to meet your preferences).īattle-tested VALORANT crosshair codes library Some have very slight differences that might produce almost impossible-to-detect crosshair discrepancies. It happens because the code is a reflection of the crosshair settings you choose. Code mimicsīrowse enough crosshair codes and you’ll notice that sometimes two different codes produce basically the same crosshair. We’ve listed our code library in a way to avoid that happening (‘cause we’re nice like that). Crosshair codes always end in a number – if yours doesn’t, you probably have a partial code. Some sites list codes on multiple lines, so you might find you’ve only copied part of the code. If that didn’t work, try this… Partial codes VALORANT won’t accept a crosshair code if there’s a space or a line break after it, so hit backspace/delete until the code ends with a number, then try again. You copy/paste some and… they don’t work. The internet is packed with VALORANT crosshair codes. You don’t have to rename your crosshair profile, but it’ll help you keep track of which codes you’ve imported and which crosshairs you can use. ![]() (optional) Click Edit Profile Name and rename your new crosshair.Paste the crosshair code into the text box.Click the Import Profile Code button (in the Crosshair Profile section).Open VALORANT’s Settings menu, then the Crosshair tab.Just find the code you want to copy, then follow these simple steps… Importing a crosshair code is as easy as 1, 2, 3… 4, 5, 6. They had popular anime’s but to get the best quality version for most that I was interested I had to become a member to access it. I only disliked the fact you had to pay to be a member to access the search bar because it’s very time consuming to scroll to find what you’re looking for & then it’s not even guaranteed they have what you’d want. There’s pretty nice ones & you only have to wait 30seconds for an ad to receive it. I downloaded about 3 or 4 that weren’t related to any of the anime’s I originally wanted but it was a nice concept art. Most of the tabs require a membership so I decided to go through the free ones, spent about 20minutes looking for one I’d like & didn’t come across many. I thought it was going to all be free after reading a review but when I downloaded it, to even search up what you’re looking for you have to pay to become a member & a lot of the cool ones I was interested in involved becoming a member. All images were collected from open-source databases or AI-generated. With Anime & Wallpapers, you'll always have something fresh to admire.Īll images in the app are provided for entertainment and informational purposes only and may be removed at any time following a copyright removal request. Stay ahead of the curve and showcase the latest trends or timeless classics on your screen. * Regular Updates: Our library is constantly evolving, bringing you new anime wallpapers regularly. Whether you prefer a minimalist look or a dynamic display of colors, our app empowers you to create a visual identity that resonates with you. * Device Personalization: Anime & Wallpapers lets you infuse your personality into your device. From action-packed series to heartwarming moments, find the perfect backdrop that resonates with your anime preferences. * Extensive Anime Wallpaper Library: Immerse yourself in a vast selection of meticulously curated anime wallpapers, featuring iconic characters, breathtaking scenes, and dynamic compositions. Whether you're a die-hard anime fan or simply appreciate stunning artwork, our app offers an immersive experience that caters to every taste. Discover even more amazing anime in the app!Įlevate your device's aesthetics with the Anime & Wallpapers app.ĭive into a world of captivating visuals and personalization with the Anime & Wallpapers app! Discover an extraordinary collection of high-quality anime wallpapers that will breathe life into your device like never before. I'm Walter and I approve this app.No subscriptions! Anime Live Wallpapers for iOS 17! ![]() Every week there's more art added to the app, and with current and past anime. ![]() Bets app I've used for anime backgrounds in a while. ![]() Everytime i look at their artwork.ī_eluga: This app is awesome! They have top quality wall papers from every anime I love to watch! I'm able to have a cool wallpaper that automatically adjusts to my home and lock screen! Thank you for this app. These wallpapers made me watch anime everytime I'm bored or not knowing what to do. Pqnxs: I have never, EVER seen this much fire in a wallpaper, the amount of effort these guys put in is just incredible, i can't even describe them anymore, it's even more than incredible. Like your favorite anime wallpaper so you can access them easily at a later date Set or Download the anime wallpaper instantly Seamless browsing experience, organized by anime seriesĮxplorer mode, where you can find trending anime wallpaper of the dayĭaily updated content with new anime wallpapers If you're a fan of Anime and manga, This app is what you're looking for.Īfter the success of Top Anime wallpaper on other platforms, We decided to bring it to iOS mobile devices, Top Anime Wallpaper has more than 4 millions downloads, with one of the biggest collection of high quality anime wallpapers, more than 100k images covering all your favorite anime series like Naruto Wallpaper & Attack on titan Wallpaper… +900000 anime wallpaper 4K and anime live wallpaper for you to choose from all popular anime like attack on titan and one piece and other anime wallpaper 4k for FREE ![]() ![]() This will prevent unauthorized access to your certificate and ensure that your data is secure. When converting PEM to PFX, make sure to protect your private key with a strong password. Always refer to the OpenSSL documentation for the correct commands. The command used in this guide is the most common one, but there are other variations depending on your specific needs. Make sure to use the correct commands when converting PEM to PFX. PFX files usually have the “.pfx” extension. PEM certificates usually have the “.pem” or “.crt” extension, while private keys have the “.key” or “.pem” extension. ![]() Make sure that your files have the correct extensions. Here are some tips and tricks to make the process easier: Check your file extensions Tips and TricksĬonverting PEM to PFX can be tricky, especially if you’re not familiar with OpenSSL or the command line. It is also important to use the correct commands, protect private keys with strong passwords, and verify the success of the conversion. Verify that the conversion was successful by opening the PFX file in a text editor or by importing it into the Windows Certificate Manager.Ī key takeaway from this text is that understanding the differences between PEM and PFX certificate formats is crucial before attempting to convert between the two. This password will be used to protect the PFX file. Replace “certificate.pfx” with the name you want to give to the PFX file, “privatekey.key” with the name of your private key file, and “certificate.pem” with the name of your PEM certificate file.Įnter a password when prompted. Openssl pkcs12 -export -out certificate.pfx -inkey privatekey.key -in certificate.pem Type the following command to convert PEM to PFX: For example, if your certificate is located in the Downloads folder, type “cd C:\Users\Username\Downloads” and press Enter. Navigate to the directory where your PEM certificate is located using the “cd” command. Open the Command Prompt by pressing the Windows key + R and typing “cmd” in the Run dialog box. Make sure to download the correct version for your operating system (32-bit or 64-bit). Follow the steps below to convert a PEM certificate to PFX using OpenSSL:ĭownload and install OpenSSL for Windows from the official website. To convert a PEM certificate to PFX on Windows 10, you need to use OpenSSL, an open-source implementation of the SSL and TLS protocols. It’s often used in Windows-based systems and can be imported and exported using the Microsoft Management Console (MMC). What is a PFX Certificate?Ī PFX certificate is a binary format that contains the certificate, private key, and any intermediate certificates in a single file. PEM certificates can be easily viewed and edited in a text editor, making it a popular format for Unix-based systems. They can store information in different formats such as X.509 certificates, RSA private keys, and public keys. PEM certificates are text files that contain encoded data in base64 format. ![]() On the other hand, PFX stands for Personal Information Exchange and is a binary format for storing the private key, public key, and the associated certificate in a single file. It’s often used for SSL/TLS certificates, which are used to secure web traffic. PEM stands for Privacy Enhanced Mail and is a base64 encoded format for X.509 certificates. Understanding PEM and PFX Certificate Formatsīefore diving into the conversion process, it’s important to understand what PEM and PFX certificate formats are and how they differ from each other. ![]() The source website gives out the exe files directly with no requirement to extract anything. So click here to go to the developer of the x360ce's website. Our mission is to try to keep everything as secure as possible but not everyone on the internet shares the same values as we do. Download the software.įirst, we highly recommend that you download any binaries right from the source creator and not from some third-party blog like ours. The people who used the Chinese receiver blog will not because even though the receiver is a third-party controller most are hooking into it are still OEM Microsoft controllers. For those who used my tutorial for zero delay controllers, The TigerGame Xbox Blog, or XBCD you will likely face this problem with a lot of PC games. Worse yet some games will completely ignore the fact you have a controller hooked up and only offer keyboard support for your game and that's it. One of the biggest ones is that if you didn't have an official Microsoft Controller then the game will not even let you continue past its start screen. Depending on the gaming engine used this generated a series of problems. Devs were using versions 1.1 to 1.3 versions which simply 'assumed' the mapping of each button to that of a classic Xbox 360 joystick. Instead of using archaic and complicated hooks such as the original xinput.dll which is version 1.0. That's exactly what developers started to do. Spelunky HD is just one of many games that assumes you are installing an Xbox 360 Controller and nothing else. Microsoft in particular made it very easy to port back and forth between Xbox and PC because everything relied on Direct X. Developers will branch out to other platforms to sell their games. But after the game has been released for a while. Thus as a developer, you begin to program your game to conform to the standards of that environment. ![]() ![]() The highest place to sell your game, unless it's crazily complicated, is typically the console environment. For more information about the standards we use on this site click here if you would like to know more.Ĭommon sense will tell developers will go to where the market is. We have provided direct links for these videos. In case you have no-script enabled or for some reason cannot see the title video on this website. We have fallback Links below." Video tutorial fallback mirrors: Or you got a potato PC and it's studdering. "Note: If you get a black screen but the audio is playing. If possible alternative instructions will be listed below this message. If you are seeing this message, it means your browser does not support embedded videos and/or the ability to play embedded videos was disabled. Finance Classįor any business student, it is an immensely difficult task to navigate finance courses without a handy financial calculator. Don't forget to choose the correct input for whether payments are made at the beginning or end of compounding periods the choice has large ramifications on the final amount of interest incurred. As another example, what about the evaluation of a business that generates $100 in income every year? What about the payment of a down payment of $30,000 and a monthly mortgage of $1,000? For these questions, the payment formula is quite complex, so it is best left in the hands of our Finance Calculator, which can help evaluate all these situations with the inclusion of the PMT function. Otherwise, they have no conclusive evidence that suggests they should invest so much money into a rental property. Investors may wonder what the cash flow of $1,000 per month for 10 years is worth. Take, for instance, a rental property that brings in rental income of $1,000 per month, a recurring cash flow. PMT or periodic payment is an inflow or outflow amount that occurs at each period of a financial stream. The fourth part is $1, which is interest earned in the second year on the interest paid in the first year: ($10 × 0.10 = $1).The third part is the other $10 interest earned in the second year.The second part is the $10 in interest earned in the first year.The first part is the first $100 original principal, or its Present Value (PV).This $121 FV has several different parts in terms of its money structure: In the example, the PV of an FV of $121 with a 10% discount rate after 2 compounding periods (N) is $100. $121 is the future value of $100 in two years at 10%.Īlso, the PV in finance is what the FV will be worth given a discount rate, which carries the same meaning as interest rate except applied inversely with respect to time (backward rather than forward. $11 will be earned in interest after the second year, making a total of: However, if that money is kept in the savings account further, what will be the resulting FV after two years, assuming the interest rate remains the same? The original $100 investment is now $110. Because $100 was invested in this case, the result, or FV, is: In our example, r is 10%, so the investment grows to: In general, investing for one period at an interest rate r will grow to (1 + r) per dollar invested. $110 is the future value of $100 invested for one year at 10%, meaning that $100 today is worth $110 in one year, given that the interest rate is 10%. This $110 is equal to the original principal of $100 plus $10 in interest. How much will there be in one year? The answer is $110 (FV). Suppose $100 (PV) is invested in a savings account that pays 10% interest (I/Y) per year. This increased value in money at the end of a period of collecting interest is called future value in finance. This is also why the bank will pay more for keeping the money in long and for committing it there for fixed periods. This is the basis of the concept of interest payments a good example is when money is deposited in a savings account, small dividends are received for leaving the money with the bank the financial institution pays a small price for having that money at hand. ![]() The "time value of money" refers to the fact that a dollar in hand today is worth more than a dollar promised at some future time. Would you rather have this money repaid to you right away in one payment or spread out over a year in four installment payments? How would you feel if you had to wait to get the full payment instead of getting it all at once? Wouldn't you feel that the delay in the payment cost you something?Īccording to a concept that economists call the "time value of money," you will probably want all the money right away because it can immediately be deployed for many different uses: spent on the lavish dream vacation, invested to earn interest, or used to pay off all or part of a loan. Periodic Payment (PMT) can be included but is not a required element. In basic finance courses, lots of time is spent on the computation of the time value of money, which can involve 4 or 5 different elements, including Present Value (PV), Future Value (FV), Interest Rate (I/Y), and Number of Periods (N). Related Loan Calculator | Interest Calculator | Investment Calculator |
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